We respect your privacy and the confidentiality of your personal information and data. This Privacy Policy Statement outlines what personal details and data we collect and how we use and protect it.
IMPORTANT INSTRUCTIONS:
We provide lending products and services accessible from our mobile application and website, https://nguzuadvanced.com
Please read and understand this Privacy Policy carefully before going ahead. This statement in effect is contract binded, so carefully read before proceeding.
1. INFORMATION COLLECTION
In order to provide users with efficient and convenient credit loan services, you agree and authorize us to collect the following information from you:
Network Communication
Provide network communication for smooth use of APP and various services/products.
Coarse Location
This product only provides services for Zambian residents, the APP can provide you with recommendation services based on your location. After your consent, we will collect your location information during your use of the APP and upload it to the company's server (server address: https://nguzuadvanced.com ), and will update the data regularly. Without your consent, we will not share your data with any third party that has nothing to do with the borrowing products you apply for.
Camera
This function needs to be used in real-name authentication and face recognition. In the case of identity verification, you need to call your camera to shoot the ID card. Based on this, we will judge whether it is an application for the ID card in person, so as to prevent others from using your identity to conduct fraudulent activities. After your consent, we will collect your ID card information during your use of the APP and upload it to the company's server (server address: https://nguzuadvanced.com ), and will update the data regularly. Without your consent, we will not share your data with any third party that has nothing to do with the borrowing products you apply for.
Device Information
We collect and receive information from and about the different devices you use.
Information about the network you connect your device to, including your IP address.
Information you've shared with us through device settings, like GPS location, camera access, photos and related data.For example,We will collect information about your device, such as: hardware model, RAM, storage of the device; unique device identifiers, such as serial number, IMEI, SSAID; SIM card information including network operator information, roaming, MNC, MCC code, WIFI information, mobile network information and MAC address. Get the right to mark, inorder to provide you with better, more secure personalized services and content. After your consent, we will collect your device information during your use of the APP and upload it to the company's server (server address: https://nguzuadvanced.com ), and will update the data regularly. Without your consent, we will not share your data with any third party that has nothing to do with the borrowing products you apply for.
2. INFORMATION PROTECTION AND STORAGE
In order to ensure the security of your information, Nguzu Advance adopts various reasonable physical, electronic and management security measures to protect your information, so that your information will not be leaked, damaged or lost. Information encryption storage using 256 bit SSL protocal , data center access control, private network channels and proxies. We collect your information and upload it to the server(https://nguzuadvanced.com ) after encryption. Nguzu Advance also strictly manages employees or outsourcing personnel who may have access to your information, including taking different authority controls according to different positions, signing confidentiality statements with them, and monitoring their operations.
Nguzu Advance will provide corresponding security measures to protect your information according to the existing technology, and provide reasonable security guarantee. Nguzu Advance will try its best to keep your information from being leaked, damaged or lost at any time.
Below are some of the ways we promote safety, security and integrity. We are committed to:
a. Verify account and activity
b. nvestigate suspicious activity
c. Detection and prevention of harmful or illegal activities such as fraud and money laundering
d. Detect when someone needs help and provide support
e. Maintain the integrity of our products
3. USE OF INFORMATION
We use the information we collect to provide you with a suitable loan amount and term to better solve your financial difficulties.In order to provide you with better services and for Nguzu Advance's own risk prevention and control, you agree and authorize Nguzu Advance to use your information for the following purposes:
a. Create data analysis models to provide you with services suitable for you, and maintain and improve those services
b. Accuracy of comparative information
c. Prevent, detect, investigate fraud, endanger security, illegal or violate Nguzu Advance Statements, Policies or Rules in order to protect you, other Nguzu Advance users and the legitimate rights and interests of Nguzu Advance
d. Offer and display Nguzu Advance products or services
e. Other uses authorized by laws and regulations or with your consent
3. Disposal of Personal Information that are no longer necessary for our services will be performed securely and in accordance with all applicable laws and regulations.
4. INFORMATION SHARING
You agree and authorize Nguzu Advance to share your information with third parties in the following circumstances:
a. Certain services and/or products and/or promotions are provided by Nguzu Advance, the partners of Nguzu Advance affiliates or jointly provided by Nguzu Advance, Nguzu Advance affiliates and partners, and Nguzu Advance will share and use with them;
b. When you violate relevant laws and regulations, this statement, and you sign relevant statements with Nguzu Advance, provide to your counterparty, Nguzu Advance and partner third parties of Nguzu Advance affiliates, including collection, litigation, and arbitration;
c. Only by sharing your information can you provide the services you need, or deal with disputes or disputes between you and others;
d. To safeguard the legitimate rights and interests of Nguzu Advance and/or other Nguzu Advance users;
e. To comply with applicable laws and regulations, court rulings or other legal procedures, and requirements of relevant government agencies.
5. DATA DELETION
a. You can delete personal data by requesting.
b. Your deletion request can be sent to the official email address: nguzuadvanced2025@gmail.com. The staff will judge whether your request is approved or not based on your reasons and the current account status.
c. If your account has not been logged in for a long time, we will have the right to delete your data.
d. You can control what data we collect through device permissions, please choose carefully, this may affect the pass rate of your application for our services.
6. REVISION OF PRIVACY POLICY
Nguzu Advance may make changes to this statement at any time. If there is any change, Nguzu Advance will choose to publish it in the form of announcement or statement update on the Nguzu Advance website or mobile device client without separately notifying you separately. Such changes will be announced immediately effective. If you continue to access Nguzu Advance's mobile device client or use any of the services provided by Nguzu Advance after this statement is changed, you confirm that you have fully read, understood and accepted the revised policy and are bound by it.
7. YOUR CONSENT
You should carefully read and fully understand the meaning of all contents of this Privacy Protection Statement and the resulting legal effects, and voluntarily agree to this Statement. Once you click "agree" to this privacy protection statement online, it is deemed that such behavior is your true intention, and you agree to bear all legal consequences arising therefrom.What if you don't let us collect certain information?Some information is required for our Products to work. Without it, the quality of your experience might be affected.
CONTACT US
If you have any suggestions, you can leave us a message
Contact Number： +260 570 941 989
Contact Email： nguzuadvanced2025@gmail.com
Opening Hours： 8:30 ~ PM 17:30
Contact Address： Off Great North Road , Plot No. 30882, 6 Miles , CHIBOMBO, CENTRAL PROVINCE, ZAMBIA